renters insurance

live untethered.
we'll katch you.

renters insurance that lives in your texts. get covered, ask questions, file claims — all over iMessage.

4.9on Trustpilot

3 min to get covered

9:41
k
katch
Today 9:41 AM
hey! ready to get you covered 🛡️
yes please! i just moved into my new apartment
Delivered
nice! congrats on the new place 🏠 just need a few quick things:
1. what's your address? 2. any roommates? 3. got any expensive items over $2k?
742 evergreen terrace, just me, and yeah my camera gear
Delivered
perfect. based on that, i'd recommend our renters plan at $12/mo. covers everything including your gear up to $5k. want me to set that up?
that's it? yeah let's do it
Delivered
done ✓ pay with apple pay and you're covered instantly. policy is in your inbox.
wait that was 3 minutes
Read
iMessage

you've googled this before.

you still don't get it.

it's fine.

insurance shouldn't feel
like this.

every other insurance company

Please hold...

45:23

Your call is important to us

45 minutes on hold

please continue to hold, your call is important to us...

katch

Now
hey quick question about my coverage
hey! what's up?

we respond in seconds

every other insurance company

File a claim

Claim Number (required)

Enter 9-digit claim ID

Policy Reference

POL-XXXX-XXXX-XXXX

Incident Category

Select from 47 options...

Estimated wait: 2+ hours

2 hour wait to file a claim

please have your 9-digit claim reference number ready...

katch

Now
my laptop got stolen
that sucks. got a police report?
yeah here it is
claim filed. $1,200 headed to your account in 24-48hrs

file a claim in one text

how it works

3 minutes. that's all it takes.

01

answer 5 questions

over text. no forms, no portals, no 47-page applications.

02

pay with apple pay

one tap. that's it. no credit card forms to fill out.

03

covered instantly

your policy is active immediately. docs in your inbox.

try it now
9:41
k
katch
Today 10:15 AM
hey! let's get you covered. first, what type of insurance do you need?
renters insurance
great choice. a few quick questions: 1. what's your address?
456 main street, apt 2b, brooklyn ny
2. any roommates on the lease?
nope just me
3. any high-value items? (electronics, jewelry, art over $1k)
my macbook pro and some camera stuff
4. ever filed an insurance claim before?
never
5. when do you want coverage to start?
today would be great
perfect! here's your plan: 🛡️ renters coverage • $30k personal property • $5k electronics coverage • $100k liability • $0 deductible on theft $14/month ready to pay with apple pay?
yes!
Delivered
✓ you're covered! policy starts now. full docs sent to your email. questions anytime? just text me.
iMessage
9:41
k
katch
Today 3:42 PM
hey my laptop was stolen from the coffee shop 😞
ugh that's awful. i'm so sorry. let's get your claim started right now. did you file a police report?
yeah just did it. case number 2024-38291
perfect. what kind of laptop was it?
macbook pro 14" from last year
got it. do you have the receipt or know roughly what you paid?
paid $1,999 in march 2024
thanks. based on depreciation, your payout is $1,650. should i process this now?
yes please
claim approved ✓ $1,650 will hit your account in 24-48 hours. anything else you need?
that's it?? that took like 5 minutes
Read
yep. that's how it should be. sorry about your laptop — hope the new one treats you better 💪
iMessage

when something goes wrong, just text us.

no claim forms. no hold music. no “we'll get back to you in 5-7 business days.” just a conversation.

average claim time: 5 minutes

not 5 business days

payout in 24-48 hours

direct to your bank account

human on the other end

not a chatbot maze

what we cover

we're here for every life moment.

whatever just changed — we've got coverage for it. start with one. add more anytime.

live
🏠

renters

your stuff, covered

soon
🎓

health

off your parents' plan

soon
🚗

auto

best rate same day

soon
🌍

travel

go without what-ifs

soon
💻

gear + phone

stop being careful

faq

questions we actually
get asked.

still not sure? text us. we respond.

it's the amount you pay before your insurance covers the rest. if your deductible is $500 and your laptop gets stolen, you pay $500 and we cover everything above that. that's it.

we're a licensed brokerage, not a carrier. we shop multiple a-rated insurers and find you the best price. your coverage is real. we just make getting it not terrible.

most people are covered in under 3 minutes. policy docs hit your inbox instantly after checkout.

none. we make money from the carrier when you buy a policy — not from you. the price you see is what you pay.

text us. literally just text our support number. we file it for you. no forms, no hold music, no portal.

live untethered.
we'll katch you.

renters insurance over text. no apps. no portals. no hold music.

takes 3 minutes. seriously.

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